Hedges Wealth Management LLC is a Registered Investment Advisor (RIA) with clientele stretching throughout the South East in major cities such as Charlotte NC, Atlanta GA, Charleston SC and Miami FL. As a company, we focus on three distinct areas: Tax Advisory, Financial Planning & Investments. Our fourth area of focus is Insurance, which is orchestrated through our sister company Hedges Insurance Agency LLC.

We cater to both private individuals and institutional clientele. If you are interested in seeing in person our tax advice, planning services or which investments and insurance we recommend to our private and institutional clientele, feel free to make an appointment by clicking Contact Us.

What makes us different? What is our competitive advantage? Read on to find out...

Our companies are 100% independent. We always give our clients independent objective opinions and have a concentrated focus on mitigating risk. We are cutting edge and holistic in our approach to helping our clientele manage their assets. We only use the best institutional investment managers and the best insurance products from over 68 insurance companies nationwide. We are dedicated to helping our private and corporate clients protect assets and build returns, year over year. To do it right takes commitment and the experience of capable financial professionals. Our resources, knowledge, and relationships help accomplish these objectives for both individuals and businesses / institutions.

INDIVIDUALS

PLANNING FOR INDIVIDUALS

• Retirement Planning & Retirement Plan Strategies including Medicare Enrollment & Social Security Income Planning / Timing

• Philanthropy and Charitable Planned Giving

• Financial Planning with Cash Flow / Expenses Planning

• Estate Planning

• College Planning

• Capital Needs Planning (if you die)

• Disability Income Planning (if you become disabled)

• Long Term Care Planning (if you need care and assistance as you age)

• Tax Planning (offered through an affiliated CPA company)

• Asset Allocation Planning with Monte Carlo simulation options

INVESTMENTS FOR INDIVIDUALS

• Institutional Portfolio Management for Private Clients 

• Wealth Preservation and Accumulation Investments

• Fixed Annuities

• Investments in the Capital Markets including REITs, Equities (Stocks), Bonds & Derivatives

• Exchange Traded Funds, Mutual Funds & Unit Investment Trusts

• Tax Free Portfolios and Income Style Portfolios, IRA / ROTH / SEP / SIMPLE IRAs / Rollover IRAs / Individual Retirement Accounts

INSURANCE FOR INDIVIDUALS

• Travel Insurance

• Wealth Transfer Strategies and Asset Protection

• Life Insurance

• Disability Income Insurance

• Long Term Care Insurance, Health Insurance, Medicare Supplement (MediGap), Part D, and Medicare Advantage Insurance 

• Personal Insurance (Homeowners, Personal Automobile, Umbrella, Dwelling Fire, Watercraft, Flood Insurance, Fine Arts Floater, Condominiums, Coastal Properties, Recreational Vehicles)

INSTITUTIONS / BUSINESSES

PLANNING FOR BUSINESSES

• Business Planning

• Business Financial Forecasting

• Business Transfer / Sale / Purchase Planning

• Business Valuation & Business Advisory (offered through a non-affiliated company)

• Asset Allocation Planning

INVESTMENTS FOR BUSINESSES

• Institutional Portfolio Management for Corporate Clients and Pensions

• Investments in the Capital Markets including REITs, Equities (Stocks), Bonds & Derivatives

• Tax Free Portfolios and Income Style Portfolios

• Enhanced Cash Portfolios

• Group College Savings Plans

• Retirement Plans combined with Payroll (as an all in one solution) 

• SEP IRA 

• 401(k) Plans – ROTH & Traditional

• Profit Sharing Plans 

• 403(b) Plans

• 457 Plans

• Money Purchase Plans

• Defined Benefit Plans

• Deferred Compensation Plans

• Age Weighted Profit Sharing Plans

• Safe harbor 401(k)

• Non-Qualified Plans 

• 162 Bonus Plans

• SIMPLE IRA

• 412(i) Plans

• 419 Plans

• Keogh Plans

• Owners 401(k)

INSURANCE FOR BUSINESSES

• Group Travel Insurance

• Group Short Term Disability Insurance

• Group Long Term Disability Insurance

• Group Life Insurance and Group Health Insurance

• Group Dental Insurance

• Group Vision Insurance

• Key Person Life Insurance

• Buy Sell Agreements

• Cross Purchase Plans

• Commercial Insurance (Property, Condominium, Errors and Omissions (E&O), Workers Compensation, Business Automobile, Umbrella, Builders Risk, Contractors Equipment, Bonds, Commercial Flood, Directors & Officers Liability, Malpractice Liability)

Hedges Wealth Management LLC acts as a fiduciary and intermediary to its clientele, and puts their interests first. In addition, we encourage all clients to complete an Investment Policy Statement (IPS) so that each portfolio is managed within the parameters and guidelines set forth. In 2011, we adopted the CFA Institute Code of Ethics and Standards of Professional Conduct in order to demonstrate the highest level of ethics and standards in the industry to our clientele.

*For information on how we help clients reduce their portfolio fees please click on the Contact Us tab. We will contact you within 2 business days.

**For information on how we help small and micro-cap public companies under $1Billion in Market Capitalization, please click Info for Small Caps.